Atlantic Blog

With the cost of vehicle repairs at an all-time high due to inflation and technology, it is more important than ever to protect your wallet from the unexpected cost of repairs. Do you set aside money on a regular basis for those unexpected vehicle repairs? Well, with a Vehicle Service Contract (VSC) with Atlantic, you don’t have to.

Atlantic offers the only program created by Credit Unions for Credit Union members to keep you covered if/when your vehicle breaks down. The best part? It can be included in a payment that you can afford! Plus, if you purchase a VSC with us, you’ll get a 6 month term extension on your vehicle loan with no change to your interest rate!

Don’t have an auto loan? No worries! You can still purchase a VSC through Atlantic without one.

So what exactly is a VSC? A VSC is a dependable alternative to a dealership warranty. It will provide you with repair protection. There are multiple levels of coverage, but your Atlantic Loan Officer will let you know your options based on the vehicle that you have. There are also VSC options for motorcycles and power sports.

These additional services are included with your membership:

• All VSC Levels have a $0 Deductible – That’s right, $0! If it’s covered, there are no out of pocket expenses!
• International Acceptance – Take your vehicle to any licensed mechanic of YOUR choice in the US or Canada.
• 24 Hour Roadside Assistance – Towing, Fuel Delivery, Lockout Service, Tire Change, etc.
• Trip Interruption – If you’re 100+ miles away from home when your car breaks down, you’ll get up to $100 a day (for up to 3 days) for lodging and meals.
• Tire & Wheel Coverage – You know how the roads are around here, right? This protects your vehicles tires and rims from road hazards.
• Rental Reimbursement – If you’re in need of a vehicle rental during a covered mechanical failure repair, it’ll be paid for.
• Total Loss Refund – In the event that your vehicle gets totaled, you’ll get a full refund on your VSC purchase.
• Transferrable – Selling you’re vehicle that you purchase VSC on? The VSC is transferrable and will follow the vehicle, which makes your vehicle more valuable.
• The "CU Difference" – When something goes wrong, who do you want to help? Your Credit Union, or "them"?  Your Credit Union has a vested interest in you and your vehicle. This program is above and beyond the competitions, just another benefit of being a member.

The average VSC claim paid is $1,215 while the competition’s is only $513. WOW!

When you buy a car, don’t wait until the last minute to learn the difference between the Atlantic VSC and the dealer warranty. A little research upfront can help you discover the right coverage at the right price. Protect your investment and protect your wallet. 

Getting pre-approved for a car loan is always a best practice. Know what you can afford. And with the Atlantic Blank Check you can negotiate with confidence.

The Atlantic loan officers are ready to help you at 1-800-834-0432.

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