Atlantic Federal Credit Union Insurance Services, LLC (AFCUIS) is a credit union service organization wholly owned by Atlantic Federal Credit Union (AFCU). AFCUIS is a separate entity from AFCU, and business conducted with AFCUIS is separate and distinct from any business conducted with AFCU. Insurance products offered through AFCUIS are not AFCU products, and are not NCUA or federally insured. These products are not obligations of AFCU; are not endorsed, recommended, or guaranteed by AFCU or any government agency; and may be subject to risk. Any insurance required as a condition of an extension of credit by AFCU need not be purchased from AFCUIS and may be purchased from an agent or an insurance company of the customer’s choice.