Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number
  3. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing Atlantic account

If you get stuck at any point, then give us a call during regular business hours, 800-834-0432.

How would you like to open your account?

Video Banking     Online

Paycheck Protection Program Loans Now Available

Paycheck Protection Program (PPP) Loans for Round 2 are now available. Whether this is your first or second PPP Loan, Atlantic is ready to assist our Business Members with resources and guidance to complete the PPP application. Below you will find a detailed list of requirements and instructions to complete an application.

When your package is ready to submit, please email [email protected] to request a secure email link.  An Atlantic loan officer will follow up with a secure link to submit your application. We will be processing complete application packages in the order they are received.  

PPP First Time Loan 

  • To be eligible
    • You must be an Atlantic Business Member.
    • Please provide Business Member Number.
  • To apply

PPP Second Time Loan

  • To be eligible
    • You must be an Atlantic Business Member.
    • Please provide Business Member Number.
    • Please provide existing SBA PPP Loan Number.
    • All first round PPP loan funds must be used on eligible expenses before the disbursement of the second PPP loan. Documentation will be required.
  • To apply
    • Complete Atlantic PPP Application.
    • Complete SBA Form 2483-SD – Second Draw Borrower Application (Released 1/8/21).
    • Provide evidence of a 25% or more reduction in Gross Receipts from 2019 to 2020 (i.e. Tax Return or Income Statement for both years). Do not include any 1st Draw PPP loan funds as income. Borrower MUST sign and date the first page of the provided financial statement AND initial each accompanying page.
    • If you are electing to use 2020 financial information to calculate your second PPP loan, please provide IRS Form 941, 3rd party payroll reports, 1099-MISC, 1040 Schedule C/F, bank statements, or equivalent payroll processor records.
    • When your package is ready to submit, please email [email protected] to request a secure email link. 

PPP Additional Resources 

The CARES Act Provides Assistance to Small Businesses | U.S. Department of the Treasury

Paycheck Protection Program (

Paycheck Protection Program Loan Forgiveness Application

The U.S. Small Business Administration, in consultation with the Treasury Department, released a simpler loan forgiveness application for Paycheck Protection Program (PPP) loans of $150,000 or less. This action streamlines the PPP forgiveness process to provide financial and administrative relief to America’s smallest businesses while also ensuring sound stewardship of taxpayer dollars.

SBA is issuing an alternative Loan Forgiveness Application, SBA Form 3508S, for use by PPP borrowers applying for loan forgiveness on PPP loans with a total loan amount of $150,000 or less, except for those borrowers that together with their affiliates received loans totaling $2 million or greater.

PPP forgiveness forms are now available. 

Please review the Borrower Forgiveness Information Guide to determine the forms you need.

If you have any further questions, please don’t hesitate to reach us at [email protected]