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Home Improvement Loans

Find the Funds You Need to Get the Home You Want

Turn your house into your dream home. An Atlantic home improvement loan lets you fund household repairs — without using equity as collateral.

We offer competitive rates, as low as 6.70% APR*, for a wide variety of home improvement projects, from repairing a leaky roof to remodeling an ugly kitchen. Local loan processing means you’ll be tearing down walls in no time.

  • Funds to maintain or improve your home
    • New heating systems or appliances
    • New flooring
    • Kitchen/Bathroom remodel
    • Roof and window repair
  • Repayment terms customized to fit your unique needs
  • No equity needed
  • Local decision-making and processing

*In order to qualify for 6.70% APR (Annual Percentage Rate), borrower must have or open a membership with Atlantic FCU, have a minimum credit score of 730, and the purpose of the funds must be for home improvement. Maximum term allowed is 12 months. As low as rate includes direct deposit discount of 0.25%. Loan is subject to approval. $10,000 loan for 12 months at 6.70% APR equals a payment of $866. Effective 6/1/2020 and subject to change without notice.