Home Loans

Ditch the Debt No Sweat Loan

Consolidate Your Debt with 9.99% APR* 

Debt consolidation can help simplify your finances, by combining multiple payments into one monthly payment. Potential benefits include lower interest rate, lower monthly payment, protection for your credit score, and getting out of debt faster. For homeowners, Atlantic has a special program to help you Ditch the Debt and improve your financial quality of life. Get relief from financial stress – apply today.

  • Three EASY Steps:
    1. Be a homeowner
    2. Apply for Ditch the Debt No Sweat Loan
    3. Consolidate all debt with 9.99% APR*
  • No Appraisal Costs
  • Closing Costs less than $150
  • Minimum Loan $5,000. Maximum Loan $20,000.
  • Atlantic Mortgage holders - Ask about your maximum loan!
  • Reduce stress; make only one payment each month
  • Help build or improve your credit score
  • A wide range of terms, customized to your unique situation
  • Local, mid-coast Maine decision-making and processing
  • Friendly, customized service from start to finish

*In order to qualify for the as low as 9.99% APR (Annual Percentage Rate) you must have a have a minimum credit score of 700. This offer is for borrowers who own a primary residence on real estate (mobile homes are excluded) and are eligible for membership with Atlantic Federal Credit Union. Maximum term allowed is 60 months. Existing Atlantic Federal Credit Union Loans are not eligible for consolidation. Loan is subject to approval. $20,000 loan for 60 months at 9.99% APR equals a payment of $424.80/month. Consult a tax advisor for further information regarding the deductibility of interest and charges. Effective January 2, 2018 subject to change without notice.