Personal Loans

Overdraft Protection Plus

Give Your Balance Some Backup with Easy Access to Anytime Funds 

Keep your expenses covered. Overdraft Protection Plus provides easy access to flexible funds — so you can make important payments on time. 

This convenient line of credit lets you cover costs in case your checking account runs a little low. Stay current on regular payments like bills or loans. Be prepared for emergency expenses, from flat tires to medical care. And avoid those costly fees.

Summary
  • Credit limits up to $2,500
  • Automatic payment options available
  • Low annual percentage rate
  • Monthly payments are 3% of balance or $20 (whichever is greater)
  • Advances to cover overdraft are made in $50 increments
  • Advances will appear on monthly checking account statement
  • Payment is due by the 25th of each month
  • Potential to avoid insufficient funds fee
  • Member with a savings account can have funds transferred automatically to checking account, before Protection Plus