Overdraft Protection Plus
Give Your Balance Some Backup with Easy Access to Anytime Funds
Keep your expenses covered. Overdraft Protection Plus provides easy access to flexible funds — so you can make important payments on time.
This convenient line of credit lets you cover costs in case your checking account runs a little low. Stay current on regular payments like bills or loans. Be prepared for emergency expenses, from flat tires to medical care. And avoid those costly fees.
- Credit limits up to $2,500
- Automatic payment options available
- Low annual percentage rate
- Monthly payments are 3% of balance or $20 (whichever is greater)
- Advances to cover overdraft are made in $50 increments
- Advances will appear on monthly checking account statement
- Payment is due by the 25th of each month
- Potential to avoid insufficient funds fee
- Member with a savings account can have funds transferred automatically to checking account, before Protection Plus