Kasasa Cash Rewards Get Bigger


Starting January 2019

  • Free checking that pays high dividends
  • 3.00% to 0.73% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Can link to high-dividend Kasasa Saver® account


Starting January 2019 for All Kasasa® Products

To earn your Kasasa rewards for Kasasa Cash®, Kasasa Cash Back® and Kasasa Saver®, the following transactions and activities are required.

  1. NEW - Have at least one Direct Deposit, ACH Credit or ACH payment transaction in your Kasasa Account (What is an ACH? Click to learn more.)
  2. Have at least 12 debit card purchases post and settle
  3. Be enrolled in and agree to receive eStatements (How do you enroll? Click to learn more.)

Call 1.800.834.0432 or email us with any questions

*APY=Annual Percentage Yield - accurate as of 01/01/2019. Rates may change after account is opened.

**If the criteria is satisfied, domestic ATM fees incurred during qualification cycle will also be reimbursed up to $25 and credited to the account on the last day of monthly statement cycle; ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Limit one Kasasa account type per Social Security Number. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. The following criteria must be satisfied each month in order to earn the 3.00% APY* Cash dividend or the 2.50% Cashback Reward. At least 1 (One) Direct Deposit, ACH credit, or ACH payment transaction(s), a minimum of 12 POS debit card transactions, and receipt of electronic statements. Qualifying transactions must post to and settle to the Kasasa account during the monthly qualification cycle. ATM-processed transactions do not count towards qualifying debit card transactions. There are no recurring monthly service charges or fees to open or close these account(s). When Kasasa Cash qualifications are met each monthly qualification cycle: the monthly Average Balance up to $10,000 receive APY* of 3.00%; and average balances over $10,000 earn 0.50% dividend rate on the portion of the balance over $10,000, resulting in 3.00% – 0.73% APY* depending on the balance. If qualifications are not met in the monthly qualification cycle, all Kasasa Cash monthly average balances earn 0.05% APY. The advertised Kasasa Cash APY is based on compounding dividends. Actual dividend amount paid may be less than advertised Kasasa Cash APY. Dividends earned in Kasasa Cash are automati- cally transferred to Kasasa Saver each statement cycle and do not compound. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $250,000 in Kasasa Saver receive an APY of 1.00%; and (2) balances over $250,000 in Kasasa Saver earn 0.50% dividend rate on portion of balance over $250,000, resulting in 1.00% - 0.86% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $250.00 PIN-based/ signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.25 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, no cash back payments or ATM refunds are made. Cash Back payments will be credited to your Kasasa Cash Back account on the last day of statement cycle. Contact an Atlantic Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally Insured by NCUA. Membership eligibility is required.