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Atlantic Financial Services, LLC is a credit union service organization wholly owned by Atlantic Federal Credit Union (AFCU). Atlantic Financial Services, LLC is a separate entity from AFCU, and business conducted with Atlantic Financial Services, LLC is separate and distinct from any business conducted with AFCU. Atlantic Financial Services, LLC offers financial investment and retirement planning products through LPL Financial.  Financial investment and retirement planning products offered through Atlantic Financial Services, LLC are not AFCU products, and are not NCUA or federally insured. These products are not obligations of AFCU; are not endorsed, recommended, or guaranteed by AFCU or any government agency; and are subject to investment risks including, without limitation, the possible loss of principal.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC ). Insurance products are offered through LPL or its licensed affiliates. Atlantic Federal Credit Union and Atlantic Financial Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Atlantic Financial Services and may also be employees of Atlantic Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Atlantic Federal Credit Union or Atlantic Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency

Not Credit Union Guaranteed

Not Credit Union Deposits or Obligations

May Lose Value

The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Atlantic Federal Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

LPL Financial Form CRS

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