Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number
  3. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing Atlantic account

If you get stuck at any point, then give us a call during regular business hours, 800-834-0432.

How would you like to open your account?

Video Banking     Online

New Low Rate: 2.89% APR1 on new, used or refinanced recreational loans.


Key Features

  • Competitive Rates
  • Blank Check Approval
  • Quick & Local Decisions

How would you like to apply for your loan?

Video Banking     Apply Online

  • Guaranteed asset protection, payment protection, and service contracts (if applicable)
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership through our Blank Check Approval Program
  • Refinance your current recreational vehicle to potentially lower your rate
  • Local decision-making and processing
  • Attentive, friendly service from start to finish

Blank Check Approval means more negotiating power for you. Use a pre-approved blank check to purchase your recreational vehicle at a dealership. The process is simple! Just apply for your recreational loan over the phone, online or with video banking and we’ll help you get pre-approved. You will then receive your blank check, issued for your pre-approved limit. Put the check in your pocket and negotiate your best deal knowing you have the check to complete the sale.

Benefits Include:

  • Buying Power: Freedom to write the dealership a check at point of sale
  • Quick & Easy Financing: Apply and get approved from the comfort of your home
  • Convenience: No need to wait! Receive the check and purchase the vehicle immediately

How would you like to apply for your loan?

Video Banking     Apply Online

1As low as rate includes direct deposit discount of 0.25% and maximum term of 36 months. The recreational vehicle must be a 2018 model or newer, and the retail value as established by Atlantic must be greater than or equal to the loan amount. Your rate will be determined by your credit qualifications. Loan is subject to approval. Payment per $1,000 borrowed for 36 months at 2.89% APR (Annual Percentage Rate), equals $29.04. Rates subject to change without notice. Longer terms available at different rates. Membership or eligibility to join Atlantic is required.