Build Your Savings Automatically with Monthly Reward Transfers and High Dividends
Nobody said saving money was easy — until now. Put your savings on autopilot with this free, dividend-bearing savings account.
Kasasa Saver links to free Kasasa Cash® checking for automatic rewards transfers. So you can easily, and comfortably, set money aside. Build your balance even faster by earning competitive dividends. Qualifications are so easy, you’re probably already doing them. Start saving the easy way — open your account today!
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash checking
- 1.00% APY* on balances up to $250,000
- 1.00%-0.83% APY on balances over $250,000 depending on balance in account*
- 0.05% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking
- Free eStatements
- Free mobile banking
- $50 minimum deposit to open
It’s Easy to Earn Rewards
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:
- Have at least one Direct Deposit, ACH Credit or ACH payment transaction in your Kasasa Account
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
*This account is a tiered rate account and is available only to holders of a Kasasa Cash Checking account. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Dividends earned and ATM fees refunded to the Kasasa Cash Checking account will be automatically transferred to your Kasasa Saver account. If the average daily balance in your Kasasa Saver account is $250,000.00 or below and your Kasasa Cash Checking account meets all the minimum service requirements for the Kasasa Cash Checking account during the qualification cycle, the dividend rate of and annual percentage yield of 1.00% will apply for the dividend period. If the average daily balance is greater than $250,000.00 and your Kasasa Cash Checking account meets all the minimum service requirements during the qualification cycle, average daily balances over $250,000.00 will earn a dividend rate of .50% on the portion of the balance over $250,000.00, resulting in a range in annual percentage yields of 1.00% to .83% depending on the balance. Each dividend rate will apply only to that portion of the account balance within each balance range. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Have at least one Direct Deposit, ACH Credit or ACH payment transaction in your Kasasa account, a minimum of 12 POS debit card transactions, and receipt of electronic statements are conditions to qualify for the Cash reward each cycle period. If your Kasasa Cash Checking account does not meet all of the minimum service requirements during the qualification cycle, the dividend rate of .05% .and annual percentage yield of .05% will apply to the entire balance in your Kasasa Saver account. APY=Annual Percentage Yield. APY's accurate as of 1/1/2019. Rates may change after account is opened. Federally insured by NCUA.