Personal Checking

Free Kasasa Cash Back Checking

Free Checking That Pays You Back on Everyday Debit Card Purchases and ATM Withdrawal Fees, Nationwide*

At Atlantic, we want you to get the most out of life. So we decided to pay you to go shopping. It’s no trick — it’s the beauty of Kasasa Cash Back checking.

This free checking account pays you cash back on daily debit card purchases. Nationwide ATM withdrawal fee refunds* make sure your money stays where it belongs — in your pocket. All this and more just for doing things you already do. Because at Atlantic, we mean it when we say we want you to do better.

Summary
  • Free checking that pays you back
  • 2.50% cash back on debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $250 in purchases monthly
    • Earn up to $75 cash back per year, $6.25 per month
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Bill pay available (free when qualifications are met)**
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Unlimited check writing
  • $50 minimum deposit to open

It’s Easy to Earn Rewards

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month!

*Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back up to a total of $250.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.25 cash back may be earned per Monthly Qualification Cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of statement cycle. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A minimum of 12 POS debit card transactions, enrollment and logon in online banking, and receipt of electronic statements are conditions to qualify for the Cashback reward each cycle period. Limit One (1) account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact an Atlantic Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA.

**Bill pay available at no monthly service fee with at least one online bill pay per month; $5.95 per month when requirement isn't met.