Let Atlantic put you behind the wheel with 2.49% APR1 on new, used, or refinanced vehicles.

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Key Features

  • Ask For No Pay for 90 Days
  • Blank Check Approval
  • Quick & Local Decisions
  • Get the CarFax
  • Competitive rates on new or used vehicles
  • Blank Check Approval available for extra bargaining power (see below)
  • Refinance your current vehicle to potentially lower your rate
  • Find peace-of-mind after with a wide range of protection plans:
    • Vehicle service contracts
    • Guaranteed Auto Protection (GAP)
    • Payment protection
  • Repayment terms customized to fit your needs
  • Quick, local decision-making 
  • We'll get you the CarFax®!
  • Apply for your loan with Video Banking

7 Mistakes to Avoid When Buying a Car

Deciding what you want to drive is hard enough. Make sure the dealer doesn’t take you for a ride.

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Apply for your auto loan and we’ll help you get pre-approved. You will then receive your blank check, issued for your pre-approved limit. Put the check in your pocket and negotiate your best deal knowing you have the check to complete the sale.

Benefits Include:

  • Buying Power: Freedom to write the dealership a check at point of sale
  • Quick & Easy Financing: Apply and get approved from the comfort of your home
  • Convenience: No need to wait! Receive the check and purchase the vehicle immediately

Subject to credit approval. The blank check is valid for 60 days after issue date. Must be a member of Atlantic Federal Credit Union.            

1As low as rate includes direct deposit discount of 0.25% and maximum term of 36 months. The vehicle must be a 2017 model or newer, and the retail value as established by Atlantic must be greater than or equal to the loan amount. Your rate will be determined by your credit qualifications. Loan is subject to approval. Payment per $1,000 borrowed for 36 months at 2.49% APR equals $28.86. Finance charges begin accruing as of the loan disbursement date. Rates and conditions are subject to change at any time without notice. Longer terms available at different rates. Membership or eligibility to join Atlantic is required.