Add Stability to Your Investment Portfolio with This Risk-Free Savings Solution
Investing in stocks can be an easy way to build wealth — or go broke. But a share certificate lets you earn big returns, without risking your family’s finances.
Earn fixed rates, higher than regular savings — the longer your term, the better your rate. Raise your rate even higher with Step-Up Certificates or increase your principal with Rippling Waves Certificates. Best of all, there are no setup or maintenance fees holding you back.
- Fixed rates, higher than regular savings
- Receive higher rates by selecting a longer term
- Provides more guarantee than other risky investments
- Set aside for future savings goals
- A wide range of terms available (from 3 months to 5 years)
- No setup or maintenance fees
- Early withdrawals subject to penalty2
- Renews automatically upon maturity after 10-calendar-day grace period
- $500 minimum deposit to open ($100 minimum for 3-month certificates only)
- Step-Up Certificates
- One-time rate increase
- Available on 5-year terms only
- Length of term cannot be altered from original terms
- Rippling Waves Certificates
- Enjoy extra flexibility and the security of a fixed rate
- Make additional deposits3 before certificate matures
- Earn higher payouts
- Dividends may be withdrawn at anytime without incurring penalty (180 days of dividends)
- Available for 18-month terms only
1Penalties may vary depending on the rate of certificate and time of withdrawal.
2Additional deposits must be a minimum of $500.