Home Loans

Home Mortgages

Buy Your New Home with Flexible, Affordable Financing from Atlantic

We understand the importance of owning a home. It provides independence, security, and comfort. We want that for all our members — and we can help you make it possible.

We offer competitive rates for home buying and refinancing. Our home mortgage loan experts work with you to find the best repayment plan for your budget. We’ll even help you get pre-approved — so you can have the upper hand in your house hunt. Let Atlantic help you live life on your terms.

Rate Watch

Want to know the latest information on rates?  Let Atlantic Federal Credit Union keep an eye on interest rates so that you don't have to! Click on the following link to sign-up and receive rate updates: Rate Watch.

Summary
  • Competitive rates for new home purchases and refinancing
  • A wide range of terms, customized to your unique situation:
    • Conventional fixed-rate mortgages or adjustable-rate mortgages
    • CU Promise 97 and CU Promise 90 mortgage loans
    • Construction loans
    • Jumbo mortgages
    • Rural Development Guaranteed
    • VA & FHA
    • ME State Housing Authority (MSHA)
  • Helpful loan advisors with working knowledge of the local real estate market
  • Simple pre-approval process for extra bargaining power
  • Local, mid-coast Maine decision-making and processing
  • Friendly, customized service from start to finish

Learn More

Rate information, helpful resources, step-by-step guidance, and more are available through our mortgage web center.

Atlantic NMLO / NMLS Institution Identifier: 402778

Mortgage Loan Officers
  • Carol Edens: NMLS ID #: 500165
  • Vicki Elwell: NMLS ID #: 825224
  • Susan Marquis: NMLS ID #: 500163
  • Nicole Savage: NMLS ID #: 500170
  • Kristin Azevedo: NMLS ID #: 520207