Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number
  3. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing Atlantic account

If you get stuck at any point, then give us a call during regular business hours, 800-834-0432.

How would you like to open your account?

Video Banking     Online

Our certificates let you earn real returns — risk free.

Rates Calculator

Key Features

  • Fixed Rates
  • Convenient Terms
  • No Setup or Maintenance Fees
  • Fixed rates, higher than standard savings
  • Receive higher rates by selecting longer terms
  • Terms range from 3 months to 5 years
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • Renews automatically upon maturity after 10-calendar-day grace period
  • $500 minimum deposit to open ($100 minimum for 3-month certificates only)
  • One-time rate increase
  • Available on 5-year terms only
  • Length of term cannot be altered from original terms
  • Make additional deposits before certificate matures2
  • Earn higher payouts
  • Dividends may be withdrawn anytime without incurring penalty
  • Available for 18-month terms only

1Penalties may vary depending on the rate of certificate and time of withdrawal.

2Additional deposits must be a minimum of $500.