Our certificates let you earn real returns — risk free.
No Setup or Maintenance Fees
- Fixed rates, higher than standard savings
- Receive higher rates by selecting longer terms
- Terms range from 3 months to 5 years
- No setup or maintenance fees
- Early withdrawals subject to penalty1
- Renews automatically upon maturity after 10-calendar-day grace period
- $500 minimum deposit to open ($100 minimum for 3-month certificates only)
- One-time rate increase
- Available on 5-year terms only
- Length of term cannot be altered from original terms
Rippling Wave Certificates
- Make additional deposits before certificate matures2
- Earn higher payouts
- Dividends may be withdrawn anytime without incurring penalty
- Available for 18-month terms only
1Penalties may vary depending on the rate of certificate and time of withdrawal.
2Additional deposits must be a minimum of $500.