Nobody said saving was easy — until now. Put your savings on autopilot with this free account that earns 4.00% APY*.
- Automatic Savings
- High Dividends*
- No Monthly Maintenance Fees
- No Minimum Balance Requirements
Here’s what you’ll need to open your account:
- Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
- Your Social Security Number
How would you like to open your account?
- Free account that builds your savings effortlessly
- Links to free Kasasa Cash® checking
- 4.00% APY* on balances up to $1,000,000
- 0.25% APY* on balances over $1,000,000
- 0.05% APY* if qualifications are not met on Kasasa Cash
- No minimum balance to earn rewards
- No monthly maintenance fees
- Convenient digital banking & telephone banking services
It’s Easy to Earn Rewards
Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
- At least 1 ACH direct deposit, ACH automatic withdrawal, or Bill Pay payment
- At least 12 debit card purchases
- Be enrolled in and agree to receive eStatements
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!
*This account is a tiered rate account and is available only to holders of a Kasasa Cash checking account. Dividends earned and ATM fees refunded to the Kasasa Cash Checking account will be automatically transferred to your Kasasa Saver account. If the average daily balance in your Kasasa Saver account is $1,000,000.00 or below and your Kasasa Cash Checking account meets all the minimum service requirements as described above for the Kasasa Cash Checking account during the qualification cycle, the dividend rate of 3.93% and annual percentage yield of 4.00% will apply for the dividend period. If the average daily balance is greater than is $1,000,000.00 and your Kasasa Cash Checking account meets all the minimum service requirements during the qualification cycle, average daily balances over is $1,000,000.00 will earn a dividend rate of .25% on the portion of the balance over is $1,000,000.00, resulting in a range in annual percentage yields of 4.00% to 3.66% depending on the balance. Each dividend rate will apply only to that portion of the account balance within each balance range. If your Kasasa Cash Checking account does not meet all of the minimum service requirements during the qualification cycle, the dividend rate of .05% and annual percentage yield of .05% will apply to the entire balance in your Kasasa Saver account. The dividend APY Range is calculated assuming a maximum balance of $1,100,000 and blending the below cap rate with the above cap rate. The Kasasa Cash APY is based on compounding interest. Please be aware that the interest earned in Kasasa Cash is automatically transferred to Kasasa Saver at the beginning of the following statement cycle and does not compound. As a result, the actual interest amount paid for Kasasa Cash may be less than the APY disclosed in the Rate Schedule. The Kasasa Saver APYs may be less than the Kasasa Cash APYs. The "Statement Cycle" means the period of time for which our credit union provides a summary of the financial activities and transactions that post and settle to the accountholder's account. APY=Annual Percentage Yield. APY's accurate as of 2/14/2024. Rates may change after account is opened.