Nobody said saving was easy — until now. Put your savings on autopilot with this free account that earns a high rate.

Rates

Key Features

  • Automatic Savings
  • High Dividends*
  • No Monthly Maintenance Fees
  • No Minimum Balance Requirements

Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number
  3. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing Atlantic account

If you get stuck at any point, then give us a call during regular business hours, 800-834-0432.

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  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® checking
  • 1.00% APY* on balances up to $250,000
  • 0.25% APY* on balances over $250,000
  • 0.05% APY* if qualifications are not met on Kasasa Cash
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Convenient digital banking & telephone banking services

It’s Easy to Earn Rewards

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 ACH direct deposit, ACH automatic withdrawal, or Bill Pay payment
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

That's it. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number
  3. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing Atlantic account

If you get stuck at any point, then give us a call during regular business hours, 800-834-0432.

Continue to Application

*This account is a tiered rate account and is available only to holders of a Kasasa Cash Checking account. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Dividends earned and ATM fees refunded to the Kasasa Cash Checking account will be automatically transferred to your Kasasa Saver account. If the average daily balance in your Kasasa Saver account is $250,000.00 or below and your Kasasa Cash Checking account meets all the minimum service requirements for the Kasasa Cash Checking account during the qualification cycle, the dividend rate of and annual percentage yield of 1.00% will apply for the dividend period. If the average daily balance is greater than $250,000.00 and your Kasasa Cash Checking account meets all the minimum service requirements during the qualification cycle, average daily balances over $250,000.00 will earn a dividend rate of .25% on the portion of the balance over $250,000.00, resulting in a range in annual percentage yields of 1.00% to .79% depending on the balance. Each dividend rate will apply only to that portion of the account balance within each balance range. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Have at least one Direct Deposit, ACH Credit or ACH payment transaction in your Kasasa account, a minimum of 12 POS debit card transactions, and receipt of electronic statements are conditions to qualify for the Cash reward each cycle period.  If your Kasasa Cash Checking account does not meet all of the minimum service requirements during the qualification cycle, the dividend rate of .05% .and annual percentage yield of .05% will apply to the entire balance in your Kasasa Saver account. APY=Annual Percentage Yield. APY's accurate as of 7/1/2020. Rates may change after account is opened. Federally insured by NCUA.