Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number
  3. $25.00 to fund your new Savings Account via Credit Card, Debit Card, transfer from another Financial Institution or transfer from an existing Atlantic account

If you get stuck at any point, then give us a call during regular business hours, 800-834-0432.

How would you like to open your account?

Video Banking     Online

Find more time in your day. This convenient, secure service lets you manage your money - on your schedule.

  • New Digital Banking by Atlantic is now live. Click for additional details.
  • Free, secure, and easy-to-use service for Atlantic members
  • Manage a number of banking activities anytime, anywhere with internet access:
    • Transfer funds between accounts
    • Check account balances
    • View images of cleared checks
    • Make a credit union loan payment
    • View account history
  • Save time; avoid unnecessary trips to a branch

Learn More

Watch our Video Tutorials. If you have any questions about digital banking, feel free to contact us or stop by a branch.

  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Reduce paper waste
    • Ensure payments are received on time1
    • Have billing information in one convenient place
  • Download your payment history to money management software
  • Avoid the $5.95 monthly fee by simply paying at least one bill per month
  • Available for most accounts2

iPay QuickPay

This voice service lets you pay bills with your Alexa-enabled device. Download the Altantic iPay QuickPay Guide to learn how to set up this service.

Learn More

View the online bill pay demo to see this service in action. If you have any questions about online bill pay, feel free to contact us or stop by a branch.

Get Started

To enroll in online bill pay, log into Digital Banking by Atlantic and select the Bill Pay tab. From there, you will complete the secure online application process.

1Please schedule all payments at least seven (7) business days before the due date to allow sufficient time for processing. Any payments scheduled for weekends or federal holidays will be paid on the next business day.

2Contact us for questions.

  • Fast, free, and secure service for customers enrolled in online banking1
  • Easily keep track of finances on the go:
    • View account balances
    • View account history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
  • Available via any web-enabled mobile device
  • Use this service three convenient ways:
  • Save valuable time and effort; avoid an extra trip to a branch

Text Banking

Text banking lets you access your accounts via (SMS) text messages from any (SMS) supported mobile phone. To use text banking, you must text the appropriate text banking command to #86020.

Function Command Description
Balance B Summary of available balances for all accounts
General History H Summary for recent transactions for all Atlantic accounts
Account History H Sxx
H Lxx

Recent transaction history on a specific share or loan

(Example: H S71 or H L01 where 71 and 01 represent specific trailers on a share or loan)
Transfer X Sxx Sxx

Transfer funds between Atlantic accounts

Example: X S00 S71 50.00 would transfer $50 from your share account S00 to share draft account S71)
Help HELP Help content for text banking
Stop S Deactivate all Atlantic text services

Enroll Now

  1. Log in using your existing online banking username and password
  2. Select Text Banking
  3. Select #1 – Add a Mobile Number (#)
  4. Agree to the SMS Enrollment Terms & Conditions
  5. Enter your cell phone number with area code (XXX-XXX-XXXX)
  6. Enter the verification code sent to your phone

Learn More

Find answers to common questions with our Mobile Banking FAQ. If you have any additional questions, feel free to contact us.

1Wireless carrier data rates may apply.

Deposit checks with a few taps of your finger. Watch the tutorial or read the steps below to learn how:

  • Once logged in to mobile banking, select “Mobile Deposit”
  • Select the account into which you would like to deposit
  • Enter the check amount
  • Follow the prompts to take a picture of the front and back of your check
  • Verify that everything on the screen is correct and hit "Deposit Check"
  • You should receive a confirmation message and the transaction should appear in your account history within 15 minutes
  • Please retain your successfully deposited checks for 10 days and then securely destroy them
  • The maximum daily mobile deposit is $5,000

Please Note

Checks submitted through Mobile Remote Deposit Capture are required to be endorsed as follows: "For Mobile Deposit to AFCU."

Checks need to be in US dollars, drawn on a US financial institution, the US Treasury or a state or local government and payable to the account holder. No third-party checks will be accepted.

Learn More

Find answers to common questions with our Mobile Banking FAQ. If you have any additional questions, feel free to contact us.

  • Fast, free, environmentally friendly alternative to paper statements
  • Sign-up through Online Banking
  • Easier to retrieve info when needed
  • Eliminate a paper trail
  • Reduce chances of fraud and identity theft
  • Arrive faster than paper statements
  • Simplify recordkeeping
  • Easily access past statements
  • Ability to download for permanent storage or print if needed
  • Receive email notice when new eStatement is ready