Atlantic Blog

Keeping your financial accounts safe in today’s digital world is a growing challenge. Hackers are constantly coming up with new ways to gain access to your accounts through your computer and even your mobile devices. It’s important to remain proactive when it comes to protecting your finances. Here are some ways you can make sure you’re protected.

1. Add Antivirus Software

While you probably have antivirus software on your computer, did you know it can also add this layer of protection to your mobile devices? And since you likely use your mobile devices as often, if not more, than your computer, it’s crucial you protect yourself.

From the big name companies, such as NortonTM and McAfeeTM, to many free versions, you can quickly find antivirus software for all your mobile devices. If you are choosing a free version, make sure you do your homework and only download software from a company you know and trust.

2. The Importance of Strong Passwords

Did you know that your Wi-Fi network can be detected even outside your home? Without a strong password, hackers could gain access to your network and possibly all the files on your computer or other connected devices. They could also send you viruses or perform illegal activities using your internet connection.

Strong passwords are crucial, especially for your financial accounts. Even if you use a password manager, it’s important to update your passwords on all your financial accounts regularly. 

Here are some tips to come up with a secure password:

• Use capital and lowercase letters
• Refrain from using names of individuals you know or pets you may have
• Use a combination of symbols, letters, and numbers
• Include odd characters, such as ~ or *

3. Visit Secure Websites

It seems just about everything you could want is available to buy on the Internet today. However, when shopping online, you need first to make sure you’re dealing with a reputable company.

Next, you need to ensure you’re on a secure website. Before you make a purchase or enter any personal information, check the address bar. For a secure website, the URL will begin with https:// (not http://). If you do not see this at the beginning of the website URL, consider calling the company to place your order or visit their physical location. Make it a habit of always checking the URL for a secure site before entering any personal information on the Internet.

4. Beware of Sketchy Emails

One of the most common tactics used by hackers to get your personal information is through email. If you receive emails either offering something that sounds too good to be true or asking for personal information (i.e., account numbers, passwords, etc.), beware.

Before opening these emails, check the email address it’s coming from. Fraudsters will often choose email addresses that are similar to normal business emails, but instead include odd letters or characters.

For example, let’s say you receive an email from your streaming service saying your account is locked. Your streaming service’s normal emails come from [email protected], but this email is coming from [email protected]. This is a sign someone may be trying to steal information by hacking into your account. Avoid opening any attachment and report the email as phishing, if possible.

5. Use Atlantic’s Free Monitoring Tools

In today's digital era, Atlantic's free monitoring tools within the Digital Banking platform are a game-changer for those looking to boost their financial security. The Two Factor Authentication system adds an extra layer of protection to your account, ensuring that only you can access your banking details. But that's not all - with Debit and Credit Card Controls, you gain unprecedented control over your cards. With just a tap, you can turn off your debit/credit card, providing you peace of mind in case of any suspicious activity. Moreover, the Approximate Credit Score by Savvy Money feature allows you to keep a close eye on your credit score and report on a daily basis. This is more than just digital banking; it's a comprehensive approach to safeguarding your financial well-being in the digital world.

Important Reminder

The credit union will never email, call or text you asking for personal information. Likewise, if you send an email to the credit union, do not include personal information such as your account number, social security number, or account balance information unless it is through our secure messaging portal within Digital Banking.

We’re Here to Help!

Stay safe, create strong passwords, and change them regularly for all your financial accounts. If you have questions on changing your password in Digital Banking, stop by or give us a call at 800.834.0432.

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The Atlantic blog strives to deliver informative, relevant, and sometimes fun financial information. If you enjoyed this article, please forward it to a friend.

Each individual’s financial situation is unique and readers are encouraged to contact the Credit Union when seeking financial advice on the products and services discussed. This article is for educational purposes only; the authors assume no legal responsibility for the completeness or accuracy of the contents.