Here’s what you’ll need to open your account:

  1. Your Photo ID (Driver's License, State ID, Passport, Military ID or Alien Registration Card)
  2. Your Social Security Number

How would you like to open your account?

Video Banking     Online

Get paid faster! It is that simple. When you set up an electronic deposit with Atlantic you will get your money faster*.  Quickly, efficiently and before your payday.


  • Get your electronic deposits up to 3 days earlier* than your scheduled payday
  • This includes social security and any electronic deposit that you receive with Atlantic
  • No setup is required beyond receiving an electronic deposit
  • No additional fee for the service
  • Avoid the hassle of waiting for your direct deposit; get paid as soon as we're notified

Q: How does Express Deposit work? 
A: When electronic deposits are about to be made, financial institutions typically get notified in advance. Rather than waiting for these funds to come in, Atlantic expedites the process by advancing the electronic deposits to our members as soon as we get the notification of their impending arrival. 

Q: How much sooner will I get my electronic deposit?
A: One to three calendar days ahead of your scheduled payday. This is determined based on when we receive the notification that the electronic deposit is coming. 

Q: Do I need to sign up for Express Deposit?
A: No, Express Deposit will be offered to all members who receive electronic deposits into their Atlantic accounts.

Q: Will Express Deposit cost me anything?
A: There is no fee for Express Deposit.

Q: Can I participate in Express Deposit if I get paid by check?
A: No, Express Deposit is only available for electronic payments.

Q: How can I sign up for Direct Deposit with my employer to take advantage of Express Deposit?
A: Ask your employer if they offer direct deposit. If they do, provide them with Atlantic's routing number 211287560 and your Account/MICR number for your checking account. Your Account/MICR number can be found within Digital Banking by Atlantic next to the account you wish to have your direct deposit added to.

*Express Deposit is a service that allows you to receive your electronic ACH direct deposits up to three days earlier than your scheduled payday (also known as the "settlement date") with no additional costs/fees. No sign-up is required, it's automatically available to all members who receive electronic ACH direct deposits. This service exclusively applies to electronic ACH direct deposits and does not affect the timing of electronic ACH withdrawals or other transaction types like checks or debit card withdrawals. The timing of these early ACH direct deposits depends on the ACH originator, typically your employer, and is determined by when they transmit the notice of credit (also known as the "transmission date") to us. We have no control over the timing of this notice of credit, so not all ACH direct deposits will be eligible for early posting.